Privacy Policy

Privacy Policy

Introduction

Welcome to https://ai-long-term-affordability-scoring.livebursts.com (hereafter referred to as “AI Long-Term Affordability Scoring” or “we,” “our,” or “the Company”). We are dedicated to protecting your privacy and ensuring the security of your personal data. This Privacy Policy outlines our practices regarding the collection, storage, access, and handling of personal information in compliance with various international privacy laws, including but not limited to:

  • Canada’s Personal Information Protection and Electronic Documents Act (PIPEDA)
  • Quebec Law 25
  • The General Data Protection Regulation (GDPR) of the European Union (EU)
  • Brazil’s General Data Protection Law (LGPD)
  • California Consumer Privacy Act (CCPA/CPRA) and Colorado Privacy Act (CPA) in the United States
  • Utah Consumer Sales Practice Act (UCPA), Connecticut’s Consumer Transparency and Data Privacy Act (CTDPA), Virginia’s Consumer Data Protection Act (VCDPA), South Africa’s Protection of Personal Information Act (POPIA), and others.

Scope

This policy applies to all aspects of our online presence, including but not limited to:

However, please note that this policy does not extend to third-party platforms, applications, or services accessed through links on our site. These external entities have their own privacy policies, and we encourage you to review them before providing any personal data.

Processing Activities

This Privacy Policy governs your interactions with us when:

  • You create an account and use our applications or services as an authorized user.
  • You visit our websites, including linked pages subject to this Privacy Statement.
  • You subscribe to receive communications from us, such as newsletters, promotional emails, phone calls, or text messages.

Personal Data Collection

We collect a range of personal data to enhance your experience and provide our services effectively. The types of personal information we gather include:

  • Account Information: Details related to your user account creation, including usernames, passwords (hashed and salted), and contact emails.
  • Payment Information: Credit or debit card details, payment history, and billing addresses for processing transactions.
  • Financial Information: Data about your financial status, income levels, and investment portfolios (if provided).
  • Purchase Information: Records of products or services purchased through our platform, including order numbers and purchase dates.
  • Mobile Device Identifiers: Unique identifiers from your mobile device, such as IP addresses, device IDs, and location data.
  • Location Data: Geographic coordinates captured when you use our location-based services.
  • Feedback and Reviews: Comments, suggestions, and ratings provided by users to improve our services.
  • Social Media Information: User profiles, posts, and interactions shared on social media platforms when you choose to connect them with your account.
  • Product Information: Details about products or services of interest, including preferences and customization options.

We collect this data through various methods: user input forms, account settings, browsing behavior, analytics tools, third-party integrations, and automated technologies like cookies and device identifiers. Additionally, we may receive personal data from trusted third parties who assist us in providing our services, always adhering to their respective privacy policies.

Cookies and Similar Technologies

We employ cookies and similar tracking technologies for several purposes:

  • Strictly Necessary: These cookies enable core functionalities of our website or applications, such as maintaining user sessions and ensuring secure connections.
  • Preferences: They remember your preferences and settings, like language choices, to enhance your experience.
  • Analytics: Analytics cookies help us understand how users interact with our site, providing insights for improvement.

Users have control over non-essential cookies through our built-in Cookie Consent tool or browser settings. For more information on cookies used by AI Long-Term Affordability Scoring, please refer to our Cookies Policy (link provided at the bottom of every page).

Children’s Privacy

We do not knowingly collect or solicit personal data from children under the age of 18. If you believe we have collected such data in error, please contact us, and we will take immediate steps to rectify the issue.

Your Rights

Depending on your jurisdiction, you may have certain rights regarding your personal information, including:

  • Access and rectification: The right to request access to and correction of your personal data held by us.
  • Erasure and restriction: Requesting the deletion or limitation of processing of your data in specific circumstances.
  • Data portability: Obtaining a copy of your personal data in a structured, commonly used format and transferring it to another controller.
  • Objection and non-discrimination: Objecting to the processing of your data and refusing any direct marketing communications.
  • Withdrawing consent: You have the right to withdraw consent for specific processing activities at any time without affecting the lawfulness of processing based on consent before withdrawal.

To exercise these rights or if you have any concerns, please reach out to our Data Protection Officer via the contact details provided below.

Changes to Policy

We reserve the right to update and modify this Privacy Policy at any time. Any changes will be posted on this page with an updated revision date. We encourage users to review this policy periodically to stay informed about how we protect your personal information.

Contact Information

For any inquiries, requests for data access or correction, unsubscribe from our communications, or if you have any privacy-related concerns, please contact us at:

Email: [email protected]

Mailing Address: AI Long-Term Affordability Scoring, Privacy Team, [Street Address], [City, State, ZIP Code]

We are committed to handling your personal data with care and transparency, ensuring compliance with all applicable privacy laws.